Big Island Remodel

Investment

Building Legacies: The Financial Fortress for Blue-Collar Entrepreneurs

Mar 3, 2025

Written by

Kurt Simon

Founder

I've worn many hats in my life: pastor, high school coach, construction worker, and now, real estate investor. I chose construction early on, working alongside my congregation to carry the same burdens. For over 25 years, I’ve done flips and remodels, always providing well for my family. In March 2020, I took this path in a formal direction, launching my own remodeling company here on the Big Island of Hawaii. Now, two of my sons have joined me, and a third came on board two years later. Together, we run a family business, thriving in Hawaii while investing in real estate for our own retirement portfolio.

Entrepreneurship Redefined: A New Perspective for the Blue-Collar Business Owner

When we think of entrepreneurs, the names Mark Zuckerberg, Steve Jobs, or Jeff Bezos often

come to mind. But what about the self-made business owners who keep our everyday lives

running? The painter down the street, the local plumber, the appliance repairman whose skills

may not be glamorous, but are indispensable. These are the backbone of our communities—the

unsung heroes of entrepreneurship.

Entrepreneurs are not confined to tech giants or Fortune 500 companies. Real entrepreneurship

happens on the ground, in your neighborhood, and it is rooted in the skilled labor that solves

everyday problems. These are Blue-Collar Entrepreneurs—business owners who use their

hands, expertise, and grit to build, repair, and maintain the physical world we live in. And just

like the structures they create, they have the opportunity to build legacies that last generations.

But here's the question: How do these blue-collar business owners build not just physical

structures, but financial fortresses for their families?

Building Financial Fortresses for the Future

"Just as we construct buildings that stand the test of time, we must also build financial

fortresses that secure our family's future for generations. Every day we shape the world

with our hands—let’s use that same grit and skill to shape lasting legacies."

As a blue-collar entrepreneur, your hands are your tools. You work tirelessly day in and day out

to create something tangible. But what if your greatest creation wasn’t just the houses you built

or the machinery you fixed, but the financial foundation you could lay for your family's future?

Instead of putting all of your dollars into today’s work, imagine constructing a financial fortress

that provides protection and prosperity for future generations.

In today’s evolving world of investment, there’s a growing recognition that, much like the "farm

to table" movement, transparency, responsibility, and ethical practices matter. Today’s investors

seek more than just financial returns—they want investments that align with their values. At Blue

Capital Investments, we focus on impact and transformative investing that builds affordable,

sustainable, and meaningful wealth for both investors and communities.

The American Dream: Still Alive in Blue-Collar America

For many, the American Dream has always symbolized the opportunity to build something from

nothing—a vision, a plan, and hard work paying off over time. This dream is still alive and well

for blue-collar business owners. You are the embodiment of that dream, and the legacy you leave

doesn’t have to stop with your business.

By investing in passive real estate portfolios, you have the chance to secure not only your

retirement but also create generational wealth. It’s not just about surviving today—it’s aboutthriving tomorrow and for years to come. These portfolios allow you to create lasting financial

structures that not only provide for your family but also help lift up others in your community. A

rising tide lifts all boats, and when you invest responsibly, you bring others along with you,

empowering tradespeople and local businesses to build their own wealth, stability, and legacies.

The Great Wealth Transition and What It Means for Blue-Collar Business Owners

Over the next decade, an estimated $1.4 trillion will transition from small business owners,

many of whom are blue-collar entrepreneurs, to the next generation. This transition presents both

challenges and opportunities. Many of these business owners have spent their lives building

successful enterprises but are too busy or too focused to talk about their wealth or challenges.

They’ve built thriving businesses, but how many are truly prepared for the next phase? How

many have plans in place to protect their legacy?

If you’re a blue-collar business owner, you may ask yourself:

• How do I plan for my retirement beyond the paycheck-to-paycheck cycle?

• How do I protect my family’s future when my physical ability to work is no longer

guaranteed?

• How can I pass my business to my children or hire skilled employees who can maintain

my legacy?

The Power of Investing in Passive Real Estate Portfolios

For business owners in trades, securing a future that goes beyond physical labor is essential. By

investing in passive real estate portfolios, you can build wealth that works for you, even when

you're not on the job site. Real estate offers a powerful way to diversify your income streams,

reduce reliance on daily operations, and ensure financial stability that lasts generations.

You’ve already mastered the art of constructing buildings—now it’s time to apply that same skill

to constructing a financial fortress for your family. With fractional ownership in real estate

projects, like the ones you fix and flip, you can secure passive income that continues to grow,

even when you're ready to pass the torch.

The Future of Blue-Collar Entrepreneurship: Protecting Your Legacy

Your legacy matters. It’s not just about the work you do today; it’s about what you leave behind

for tomorrow. Many blue-collar entrepreneurs are quietly successful, but success doesn’t have to

be silent. It’s time to shift the mindset from day-to-day survival to building long-term wealth.

• Retirement and Legacy Planning: You’ve spent years building your business. Now is

the time to think about how you’ll transition from working every day to securing a

retirement plan that supports your future.

• Generational Wealth: By preparing now, you can ensure your family doesn’t just inherit

a business—they inherit a well-planned financial future. A future that doesn’t rely solely

on physical labor but on smart investments that generate ongoing wealth.• Succession Planning: Whether your business has “& Sons” painted on the door or not,

the question remains—how prepared is the next generation to take over? How do you

ensure they not only inherit the family business but also the skills and assets necessary to

succeed?

Closing the Gap: From Hard Work to Smart Investing

In an economy that thrives on innovation, blue-collar entrepreneurs are often overlooked. But the

truth is, your skills are just as vital to the economy as any tech startup. The difference lies in how

you leverage those skills. You’ve spent years building for others—now it’s time to build for

yourself and your family’s future.

At Blue Capital Investments, we specialize in helping blue-collar entrepreneurs take that next

step, providing investment opportunities in real estate that offer passive income, financial

stability, and legacy-building potential. With a hands-on approach, we know exactly where

every dollar is going, ensuring that your financial success is intertwined with the success of

others. These investments are not just about making money—they’re about creating sustainable,

community-driven growth that lasts for generations.

Build your legacy. Construct your financial fortress. Invest in your future today.

Big Island Remodel is family owned and operated and deeply rooted in Hawaii's building and real estate environment.

Contact

Big Island Remodel is operated by 9 Heart Farms LLC © 2025. ALL rights reserved

Big Island Remodel is family owned and operated and deeply rooted in Hawaii's building and real estate environment.

Contact

Big Island Remodel is operated by 9 Heart Farms LLC © 2025. ALL rights reserved

Big Island Remodel is family owned and operated and deeply rooted in Hawaii's building and real estate environment.

Contact

Big Island Remodel is operated by 9 Heart Farms LLC © 2025. ALL rights reserved