Investment
Momentum Happens: How to Prepare for the Wave
Mar 3, 2025
Written by

Kurt Simon
Founder
I've worn many hats in my life: pastor, high school coach, construction worker, and now, real estate investor. I chose construction early on, working alongside my congregation to carry the same burdens. For over 25 years, I’ve done flips and remodels, always providing well for my family. In March 2020, I took this path in a formal direction, launching my own remodeling company here on the Big Island of Hawaii. Now, two of my sons have joined me, and a third came on board two years later. Together, we run a family business, thriving in Hawaii while investing in real estate for our own retirement portfolio.
When Momentum Hits, Will You Be Ready?
Starting a business felt like the next logical step. I had done home remodels and renovations as a
side hustle for years—so why not go all in? I thought I was ready. I had the skills, the experience,
and the vision. What could go wrong?
“I got this.”
Or maybe not.
I live in Hawaii—a place where the sand, the waves, and the culture are part of my soul. I love
standing at the beach, feet sinking into the cool, wet sand, letting the water roll over me. It’s
peaceful, grounding. But if you’ve ever stood still too long, you know what happens next.
Out of nowhere, a huge wave comes crashing in. But your feet? They’re stuck. The sand locked
you in. You panic, struggle, and before you know it—you’re tumbling up the shore, sand in
places it has no business being. That’s momentum.
It happened to me in business. One moment, I was setting up my company, securing small jobs,
taking calls. The next? BAM. The wave hit. More projects, bigger responsibilities, payroll, taxes,
regulations—things I hadn’t even thought about. I wasn’t just showing up to a job site anymore. I
was responsible for it all.
Referrals. Employee management. Materials. Truck breakdowns. Profit margins. Unexpected
costs. Invoices. And of course, the government with its lovely taxes and regulations. I said yes to
everything, afraid that if I didn’t, the work would dry up. Before I knew it, I was rolling,
tumbling—momentum had taken over. And just like that wave, it was exhilarating, exhausting,
and completely overwhelming.
We All Get Hit by Momentum
Sound familiar?
Most of the time, people are searching for how to create momentum. We rarely stop to think:
How do I handle it once it hits?
It happens in every area of life.
• You land a dream job—then realize you’re completely unprepared for the responsibilities
that come with it.• You start a family—one day it’s date nights and spontaneous trips, the next it’s diapers
and sleep deprivation.
• You get that big break in sports or business—suddenly, everyone has expectations of you,
and you feel like you’re barely keeping up.
Momentum happens. The question is, are you ready for it?
How to Stay on Your Feet When Momentum Hits
I had to learn the hard way that momentum doesn’t care if you’re prepared. It’s coming. So, what
do you do? You train yourself to handle it before it knocks you off your feet.
1. Stay Vigilant—Always Be Looking Ahead
If you’re not paying attention, momentum will catch you off guard. Stay aware of what’s
coming. Understand your own story—your narrative. Where are you headed? What’s your long-
term goal? Early on, I thought property management was my path to financial freedom, but the
real opportunity turned out to be something else—nimble, high-impact remodels. If I hadn’t been
paying attention, I would have missed it.
2. Move Your Feet—Don’t Get Stuck in the Sand
The key to handling momentum? Keep moving. Stagnation is dangerous. You need a mindset
that embraces abundance, growth, and adaptability. For my business to grow, I had to grow. That
meant building systems, hiring help, understanding payroll, tracking profit margins, and creating
a real foundation for success.
3. Watch for What Hinders You
Momentum doesn’t just bring opportunity—it also reveals weaknesses. Bad habits, lack of
preparation, poor hiring decisions, saying yes to the wrong projects—these things can trip you
up. You won’t win every time, but if you stay aware, you can adjust quickly.
4. Build a Level Path—Know Your Foundation
What’s your end game? Financial freedom? Generational wealth? Great. But get specific.
For me, it’s about building a legacy—being worth $41 million, traveling, helping others, creating
sustainable housing, and moving blue-collar workers beyond the paycheck-to-paycheck grind.
That’s my level path. Having that clarity makes it easier to navigate momentum because I know
where I’m headed.
What About You?Momentum will hit you at some point—maybe it already has. The question is, will it knock you
over or push you forward?
• Do you have a clear vision of where you’re going?
• Are you actively working to build strength and stability in your life and business?
• Are you identifying and eliminating the things that could trip you up?
• Do you have a strong foundation guiding your decisions?
Take a moment to think about where you are right now. What’s one thing you can do today to
better prepare for momentum?
I’d love to hear your thoughts. Drop a comment or share your own experiences. And if you’re
looking to move your business or investments forward without getting swept away—let’s talk.
Because momentum is coming. Will you be ready?